Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Studying Homebuying Trends of the LGB Community Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Diversity 2019-06-10 Mike Albanese Previous: Gathering Storm: Preparing Homeowners for Natural Disasters Next: How Best to “Age in Place” Sign up for DS News Daily Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Tagged with: Diversity June 10, 2019 1,179 Views The National Association of Realtors (NAR) for the first time released its profile of Lesbian, Gay, and Bisexual Buyers and Sellers, and found that bisexual individuals were the most likely to indicate they were first-time homebuyers at 58%.Lesbian and gay buyers followed at 36% and 32% of heterosexuals indicated they were first-time homebuyers. Bisexuals were also the youngest buyers with an average age of 36 years old, but also had the lowest income of $62,400.Gay and lesbian buyers were the oldest at 45-years-old and heterosexuals reported an average age of 44 with a median income of $91,200, which is similar to the $92,900 median income for lesbian and gay buyers.Bisexuals were also the most likely to identify themselves as first-time sellers at 50%, with both 36% of heterosexuals and lesbian/gay identifying as first-time sellers.“The American Dream of homeownership traverses across the spectrum of our society—including sexual orientation—and Realtors always have and will continue to advocate so that anyone who wants to, and is capable of purchasing a home, is able to do so,” said NAR President John Smaby, a second-generation Realtor from Edina, Minnesota and broker at Edina Realty. “Realtors have always embraced the significance of the protections secured by the Fair Housing Act, and have encouraged efforts to extend them by amending our Code of Ethics in 2009 to prohibit discriminations based on sexual orientation and gender identity.”Eighty-six percent of bisexual buyers were most likely to purchase single-family homes, with lesbian/gay buyers the least likely at 79%. Heterosexual buyers were the most likely to purchase multi-generational homes at 13%. Lesbian/gay buyers were most likely live in an urban center at 28%.Freddie Mac reported in April that the LGBTQ homeownership rate remains 16% below the national average, according to a report by the National Association of Gay & Lesbian Real Estate Professionals (NAGLREP).According to this report, one of the biggest barriers to homeownership for the LGBT renter is not unlike that faced by most homebuyers—saving up for a down payment. Seventy percent of LGBT individuals surveyed by Freddie Mac listed this as a top challenge, whereas 81% of NAGLREP members cited lack of funds for a down payment and waiting for the right time to buy as the top hurdles keeping this demographic from owning a home. Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / Studying Homebuying Trends of the LGB Community About Author: Mike Albanese Share Save The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago
Spaniard Emery made four changes to the side that stumbled to a 2-1 Ligue 1 win at Dijon on Saturday, with Cavani and Marco Verratti returning to the starting line-up. Brussels, Belgium | AFP | Paris Saint-Germain’s front three of Neymar, Kylian Mbappe and Edinson Cavani all scored as the French side romped to a third straight Champions League win by thrashing Anderlecht 4-0 in Brussels on Wednesday.Mbappe put PSG ahead inside three minutes and Cavani grabbed his fourth goal in three Champions League outings before half-time.Neymar scored a free-kick midway through the second period with his ninth goal for the club since his record-breaking move from Barcelona, before Angel Di Maria came off the bench to complete the rout.Swiss prosecutors opened a corruption probe into PSG president Nasser al-Khelaifi last week over the sale of World Cup media rights, but the Qatari was in attendance in Belgium to watch his expensively-assembled side cruise to victory.The French Ligue 1 leaders are now three points clear of Bayern Munich, who saw off Celtic 3-0 in Germany, at the top of Group B ahead of the home match against bottom side Anderlecht on October 31.“In the first period it wasn’t perfect with the level of control of the match,” said PSG coach Unai Emery.“We were sometimes surprised on the counter-attack, but in the second half we found a better balance.“The match started very well with that goal in the third minute. But then, for a moment, we lost track. We know there will be no easy games this season.” Share on: WhatsApp PSG scored eight goals in the opening two wins against Celtic and Bayern Munich, and they didn’t waste any time in breaking the deadlock on Wednesday.Close-season signing Mbappe found space inside the area before drilling home his second Champions League goal for the club through goalkeeper Matz Sels’ legs from a tight angle.Anderlecht, bottom of the group after a disappointing 3-0 home defeat by Celtic last time out, grew into the game though as midfielder Sven Kums shot wide.Paris retained a serious threat going forward to keep their hosts honest, but Neymar and Cavani both missed half-chances.The away side found a second goal shortly before the interval, with the feted attacking trio of Neymar, Mbappe and Cavani all involved.World-record signing Neymar’s powerful strike from distance was well saved by Sels, but 18-year-old Mbappe headed the rebound back across goal for Cavani to nod in his 12th goal of the season.Anderlecht were tidy in possession without ever getting in behind the PSG defence, and they were hit on the counter-attack again early in the second half, only for Cavani to rattle the crossbar.The Uruguayan could have had a hatful of goals as he had two efforts disallowed for offside and also produced a tame chip into the legs of Sels with only the ‘keeper to beat before Mbappe blazed the loose ball over a gaping goal.Neymar ensured that all three of PSG’s forwards scored for the second Champions League away match in a row, as the Brazilian rolled a clever free-kick under the wall and into the bottom corner from just outside the box.Anderlecht went close to a consolation goal as Henry Onyekuru hit the woodwork, but Hein Vanhaezebrouck’s men remained pointless and goalless.Argentinian Di Maria raced clear before dinking in to complete the scoring, as PSG reached the halfway stage of the group having scored 12 goals without reply.
Facebook6Tweet0Pin0Pioneering “Farm-to-Table” Food Company Broadens Washington Reach Bringing Organic Produce and Artisan Goods to Thurston County ConsumersCARNATION, WA (February 16, 2011) – Full Circle, a regional organic farm and leading organic produce and artisan food provider, today announced it is expanding its service to include Thurston County. Full Circle will bring fresh, organic produce and artisan goods to convenient pick-up locations throughout Olympia, Lacey and Tumwater.“We are excited to expand our business and provide nutritious food to more people throughout the Northwest,” said Andrew Stout, Full Circle’s founder and owner. “Communities in Thurston County will now have fresh, organic produce delivered to their neighborhoods with the added convenience of customizing each box to their specific needs and directly connecting them to the people who grow their food.”Full Circle subscribers in Thurston County can schedule weekly or bi-weekly deliveries of Farm-to-Table boxes to one of 9 different pick-up sites close to home or work. Through the Full Circle website (www.fullcirclefarm.com) customers are provided with a selection of fresh produce items that they can accept as is, or customize to their specific preferences. Additionally, customers can add organic and artisan grocery items from local partners such as The Essential Baking Company, Mt. Townsend Creamery, Fresh Breeze Dairy, Quillisascut Cheese Company, Theo Chocolate Company, Grounds for Change (coffee), Choice Organic Teas, Blue Bird Grains and Moon Valley Honey.“Our farm boxes provide a wider selection of organic produce and artisan goods, offer the option to fully customize your box, and bring farm-to-table values directly to your neighborhood year-round,” stated Stout.Full Circle celebrates the many ways to “live the good food life” and believes in the value of nurturing both the land and the community, as both are essential in cultivating a healthy food system. Currently, Full Circle cultivates over 50 crops and 200 varieties of produce on 400 acres in the picturesque Snoqualmie Valley. Rooted in the importance of growing organically, both its crops and community have enabled the company to explore unique avenues in providing robust Farm-to-Table boxes to customers throughout Washington and Alaska year-round.About Full Circle FarmsEstablished in 1996 by Andrew Stout and Wendy Munroe, Full Circle is a fast-growing Pacific Northwest company and national leader of the good food movement. Full Circle provides healthy and organically grown food — including growing more than 200 varieties of certified organic, fruits, vegetables and herbs — to a broad base of retail and commercial customers throughout Western Washington and across Alaska. For information visit: www.fullcirclefarm.com.
Some would call it an upset.The Kootenay Wild call is a hard-fought victory.The Interior squad scored a 2-1 BC Hockey Female AAA League victory over the Vancouver Island Seals Saturday in Campbell River.The victory, the second of the season as Kootenay defeated Banff Academy during the exhibition season, was the first league win of the season for the Wild, snapping a six-game losing streak.Catalina Hartland of Kaslo was solid between the pipes for the Wild as the veteran backstop rode the goal scoring of Emma Wheeldon of Nelson to the victory. Kootenay opened the three-game Island road trip dropping a narrow 3-2 loss to Vancouver Island.A third-period goal by Brittney Savard snapped a 2-2 tie allowing the hosts to win the game.Wheeldon and Kendra Waterstreet of Fruitvale scored for the Wild.In the final game of the series, Vancouver Island shutout the Wild 4-0.Hartland and Kaitlyn Daly of Coquitlam shared the netminding duties for Kootenay.The Wild, 1-7-1 on the season, return to action November 13 in Coquitlam against the Greater Vancouver Comets.The FMAAA program was initiated in the 2007-2008 season in response to the membership’s desire to provide an opportunity for elite female hockey players to come together on zone teams to challenge other elite female Midget teams. The league has had nearly 100 players move on to post-secondary hockey opportunities.The Kootenay Wild is one of six teams in the BC Hockey FMAAA.The team consists of players from Nelson, Fruitvale, Rossland, Trail, Castlegar, Kimberley, Cranbrook, Grand Forks, Kaslo and Coquitlam.
OAKLAND – The Warriors finished off a busy draft night by selecting Yale junior guard Miye with the No. 58 pick. But the Warriors plan to trade the pick.The Warriors had already selected Jordan Poole at No. 28, acquired the draft rights to Alen Smailagic at No. 39 from New Orleans and Eric Paschall at No. 41.All four plan to play on the Warriors’ Summer League team in the so-called “California Classic” in Sacramento (July 1-3) and in Las Vegas Summer League (July 5-July 15).WARRIORS HQ …
20 May 2011Financial services group Discovery Holdings is aiming to take advantage of its unique behavioural economics business model with the launch of Discovery Insure, a new player in South Africa’s R50-billion short-term insurance market.According to Discovery CEO Adrian Gore, the company has studied the market for a number of years and is optimistic that they can bring structural change to the short-term industry.“Discovery clients have come to expect compelling product innovation that meets their needs,” Gore said in a statement this week. “We are confident that with Discovery Insure we will encourage consumers to change their behaviour and reap rewards for it.”Positive behavioural changeDiscovery Insure sets to achieve three key objectives: to structurally reduce the cost of insurance through positive behavioural change, to channel actuarial and risk management savings to significantly reduce the cost of fuel for clients, and to make the roads safer for families insured by Discovery.By channelling the actuarial and financial benefits of better driving, along with the efficient payment mechanism of DiscoveryCard, the BP fuel network and safer vehicles enabled through Tiger Wheel & Tyre, the VitalityDrive programme incentivises clients through valuable rewards.Advanced telematics technologyVitalityDrive is an incentive-based programme that gives clients valuable rewards for improving their driving. The programme uses the DQ-Track, the latest motor vehicle telematics technology, and proprietary algorithms to develop a scientific measure of driver behaviour.The application of advanced telematics technology ensures that Discovery Insure clients are safer and better protected on South Africa’s roads.Led by industry veteran Steffen Gilbert, Discovery Insure will offer comprehensive vehicle, personal and household cover.“I am delighted to head up a new business within the Discovery fold that we see improving the level of competitiveness in the market by rewarding members, not penalising consumers,” said Gilbert. “Innovation has been a hallmark of Discovery’s growth, and we intend to stay true to that ethos with Discovery Insure.”SAinfo reporterWould you like to use this article in your publication or on your website? See: Using SAinfo material
3 Areas of Your Business that Need Tech Now Cognitive Automation is the Immediate Future of… Tags:#Alfresco#Box#collaboration#Documentum#ECM#enterprise content management Related Posts IT + Project Management: A Love Affair Massive Non-Desk Workforce is an Opportunity fo… There is perhaps no person less likely to start and run an enterprise software company than Box co-founder and CEO Aaron Levie. Which is perhaps the reason he’s so well-qualified to disrupt the traditional enterprise content management market.He simply didn’t know any better.As Levie noted in a recent interview, Box has “benefited from our ignorance about the category.” Venture capitalists are often inclined to pour money into entrepreneurs who have been there, done that. But in the case of Levie, who has now raised $284 million, they’ve been betting big on an entrepreneur who doesn’t fit anyone’s profile of an enterprise software executive, and who had no previous experience with enterprise content management.But that, as Levie informs us, is precisely the point:“Assume you’ve never seen a Magic Quadrant or Forrester Wave and you just built a tool that was explicitly trying to solve a particular problem which, in our case, was ‘How do I share content with N number of people?’ Had we known the market we probably would have built something that conformed to existing models, but instead we built a product that prioritizes simplicity and ease-of-use. This has turned into a classic ‘innovator’s dilemma’: a simple approach is much easier to build upon than it is to add simplicity to the complex products already out there. Along the way, the industry has turned around and redefined content management to include what we do.”Solving A Different ProblemLevie, in other words, wasn’t trying to solve an “Enterprise Content Management” problem. He and co-founder Dylan Smith were simply trying to make it easy to share content with each other, and any other number of others. This is a sound approach. Had Box set out to build a better Documentum, then the dominant vendor in the ECM market, it would have had to architect to solve the complex business processes that Documentum sets out to solve, and would have been much more complex as a result. As Levie stresses, if you start from that complex but feature-rich baseline, “It’s far harder to add in simple use cases after the fact. Such solutions start hard and then can’t do easy.”So is Box content to be a lightweight, as it were? The simple-but-weak content collaboration tool that gets used for collaboration but not the “hard” ECM problems that meatier solutions tackle? This may be the wrong way to look at things, according to Levie. He reveals that Box is constantly debating this, with former EMC Documentum CMO Whitney Tidmarsh ironically advocating that Box not go down the ECM feature-function path. It seems, however, that Box is more focused on embracing a significantly changing market than chasing old markets and legacy definitions of necessary feature sets:“We know that a deep drug application process, for example, is still going to be better served by a Documentum or Alfresco, although we are seeing a different slice of those same businesses move to Box. Fundamentally, driven by mobile devices, these brand-new use cases–regulated and unregulated–have arisen, driven by helping as many people as possible access content through mobile. Investment banks, pharmas, etc. are some of our biggest, most recent customers.”Looking AheadThese new use cases are driven by less-structured workflows, though they retain some structure. Box, in sum, needn’t replicate the functionality of yesterday when its aim is the applications and workflows of tomorrow.Not that this is going to be easy. As Box competitor and Alfresco evangelist Jeff Potts highlights, “As consumer-grade tools move to enterprise, deployment options become an issue. [They c]an’t be all cloud right now.” It’s a valid point but, again, may slightly miss the mark. As ReadWrite has reported before, Box is driving 100% revenue growth, selling into 92% of the Fortune 500, with over 140,000 companies among its users. Maybe all these companies are using Box for lightweight business requirements, but if so, I doubt Levie is complaining. Box has built a horizontal platform that hits a content collaboration nerve across disparate industries. That’s a great position to be in, especially as Box is now embracing industry-specific solutions, driven by specialized partnerships and go-to-market programs for 10 vertical industries. The core product will remain the same, but through these add-ons Box will become an even better solution for different verticals. That’s the goal for 2013: enter these industries in a big way.If Levie has no clue what he’s in for, that’s for the best. Ignorance of the ECM market and its challenges seems to have served him well up until now. Hence, when he says that “This whole ecosystem is going to explode going into 2013. The enterprise will be far more interesting than consumer in 2013,” it’s hard not to give him the benefit of the doubt. Image Courtesy of Shutterstock. Matt Asay