Jim Winship, director, British Sandwich Association

first_imgThe recent closure of a sandwich business, due to listeria, highlights for us all the added risks chilled food operations all have to contend with these days, over and above the complexities of running any business.Like other bacteria, listeria is not something you can see or touch, yet the potential consequences to health, your business and the industry should be a concern for us all. Chilled foods are, by their nature, high-risk and the manual processes involved in putting them together just add to this… and then we add shelf-life.The message to all of us from this particular incident is that you can never do enough when it comes to both cleanliness and the sourcing of ingredients from safe and reputable suppliers. The particular business involved in this case was considered by most people who audited it, including the health service, to be a clean operation. There are many worse out there.More worrying still is the fact that, having closed voluntarily, there seems to be no clarity among the various authorities about what a business has to do before it can re-open. The correspondence between parties suggests that no protocol has ever been set out for reopening a factory after such an incident, particularly if it closes voluntarily. It seems that if you do the right thing, you can find yourself in deeper trouble than if you wait to get caught. What nonsense!While the British Sandwich Association is seeking some answers from all those involved, this incident just underlines the increasing complexities now involved in running a sandwich business.last_img read more

Credit unions a cure for medical debt?

first_img 115SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Christopher Morris Christopher Morris is currently an engagement consultant at the Credit Union National Association (CUNA), providing specialized attention to broad and diverse stakeholders throughout the Midwest Region. Previously, Christopher was a … Web: www.cuna.org Details In the credit union world, we hear a lot about credit card debt, mortgage debt, and student loan debt. There seems to be a constant stream of articles about how to get yourself out of these kinds of debt, but while those are important issues, there is little to no talk about the leading cause of bankruptcy in the United States; medical debt.According to a 2012 health insurance survey by the Commonwealth Fund, 75 million people or 41% of working aged adults experienced medical bill problems. The same survey found that 48 million or 26% of working age adults had a medical debt or were paying off a medical bill over time.What exactly is medical debt? Well, it’s a personal debt incurred for medical services or for medical products which may be owed directly to a healthcare provider like a doctor’s clinic or hospital, or to an agent of the provider.People who have medical debt often have no idea where to start, or are so afraid of their debt that they just avoid dealing with it.In a study conducted by NerdWallet in 2013, they found that, “While we are quick to blame debt on poor savings and bad spending habits, our study emphasizes the burden of health costs cause widespread indebtedness. Medical debt can completely overwhelm a family when illness strikes.”This information demonstrates just how many people around us may have medical debt controlling their lives. It presents a dire need for credit unions to meet their members where they are in life, and to understand that they may be experiencing broader financial problems because of medical debt.Credit union staff are in prime position to help their members resolve the financial burden of carrying medical debt. It’s time we get the discussion going about this leading cause of bankruptcy, and work together to understand how we can better serve our members.This is the sole purpose for the National Credit Union Foundation creating a Medical Debt Toolkit, a free resource guide for credit unions. It provides the necessary tools for credit union staff to identify medical debt issues, and to help members decrease or resolve his/her debt.This toolkit reinforces the credit union philosophy of people helping people. Helping a member through medical debt can and will change their life.By keeping purpose constant, credit unions can continue to set themselves apart from other financial service providers. As long as we continue to put the member first, we can strive to help our members achieve financial freedom from issues such as medical debt.last_img read more

FilmOneFest Sunday Night in Atlantic Highlands

first_imgATLANTIC HIGHLANDS – Film fans will be able to sit under the stars Sunday n ight to see a selection of “short-short” films of no more than 2 minutes during the FilmOneFst.The film festival was originally scheduled for Saturday night but organizers have postponed it until the Sunday night rain date because of strong storms forecast for the area.In the event of rain or high winds on Sunday, the festival will be held at the Charles Hesse Parish Hall, 55 South Ave.The awards ceremony, slated for 11 a.m. Sunday, will take place at that time.This free town-wide celebration of film has become an exciting exhibition of the art of filmmaking and a must-attend event at the shore. Filmmakers from around the world and across the country are showcased on a giant outdoor screen.FilmOneFest begins at 7 p.m. in the municipal harbor, with artists and craftspeople exhibiting and demonstrating their creations. Stilt-walkers, face-painters, and clowns will be present for the children to enjoy. Live music provided by the Matt Wade Band, and local restaurants will offer dishes for all tastes.Admission and parking are free. Audience members may bring their own lawn chairs and blankets. A limited number of premium seats are available to purchase at FilmOneFest.This program is sponsored by the Atlantic Highlands Arts Council and is made possible in part by the Monmouth County Arts Council through funding from the Monmouth County Board of Chosen Freeholders, the County Historical Commission, and the New Jersey State Council on the Arts/Department of State, a Partner Agency of the National.last_img read more

The Kootenay Wild snap winless skid by stopping Vancouver Island Seals

first_imgSome would call it an upset.The Kootenay Wild call is a hard-fought victory.The Interior squad scored a 2-1 BC Hockey Female AAA League victory over the Vancouver Island Seals Saturday in Campbell River.The victory, the second of the season as Kootenay defeated Banff Academy during the exhibition season, was the first league win of the season for the Wild, snapping a six-game losing streak.Catalina Hartland of Kaslo was solid between the pipes for the Wild as the veteran backstop rode the goal scoring of Emma Wheeldon of Nelson to the victory. Kootenay opened the three-game Island road trip dropping a narrow 3-2 loss to Vancouver Island.A third-period goal by Brittney Savard snapped a 2-2 tie allowing the hosts to win the game.Wheeldon and Kendra Waterstreet of Fruitvale scored for the Wild.In the final game of the series, Vancouver Island shutout the Wild 4-0.Hartland and Kaitlyn Daly of Coquitlam shared the netminding duties for Kootenay.The Wild, 1-7-1 on the season, return to action November 13 in Coquitlam against the Greater Vancouver Comets.The FMAAA program was initiated in the 2007-2008 season in response to the membership’s desire to provide an opportunity for elite female hockey players to come together on zone teams to challenge other elite female Midget teams. The league has had nearly 100 players move on to post-secondary hockey opportunities.The Kootenay Wild is one of six teams in the BC Hockey FMAAA.The team consists of players from Nelson, Fruitvale, Rossland, Trail, Castlegar, Kimberley, Cranbrook, Grand Forks, Kaslo and Coquitlam.last_img read more

Qantas dive

first_imgQantas will shed 5000 jobs, cut routes and  ground planes after posting a record statutory loss before tax of $305 million for the six months to December 31.The airline is pulling all levers in an effort to pull the icon flying kangaroo out of the nose dive.It will cut routes and ground planes.The airline is facing intense competition from overseas airlines and only commands 17 per cent of the inbound / outbound market to Australia.Its average staff cost is $92,000 compared to Singapore Airlines at $42,000.On the domestic front its costs are estimated to be up to 17 per cent higher than Virgin Australia which now offers a business class product.Since Virgin Australia launched its business class in 2011 premium class airfares have plummeted by 40 per cent.From 2001 when Ansett collapsed till 2011 Qantas enjoyed a monopoly on domestic business class.Earlier this month Qantas chief executive Alan Joyce warned in a speech in Canberra that the cuts would be greater than those achieved by American Airlines in 2012 of 17 per cent.In a separate announcement Qantas said it had reached agreement with Brisbane Airport Corporation (BAC) covering terminal and runway access at Brisbane Airport, which includes arrangements for the airline to dispose of its long-term lease on its terminal.Qantas holds a 31 year lease, signed in 1987, on the northern end of the Domestic Terminal at Brisbane Airport which is due to expire on 30 December 2018.Under the new arrangements, Qantas would retain exclusive use and operational control over much of the northern end of the terminal until the end of 2018 while securing rights to key infrastructure beyond this period.In addition, BAC plans to make a significant investment in upgrading and improving facilities and services within the terminal, such as lounges and will assume control of the retail space of this part of the terminal.Qantas will receive total cash proceeds of $112 million from BAC under the arrangements.The arrangement also covers Qantas’ use of the runway system at Brisbane Airport, including current infrastructure and the new parallel runway, currently under construction.Qantas Group Chief Executive Officer Alan Joyce said the agreement was a win-win for both parties which would have significant benefits to Queensland.“Brisbane Airport is one of the most important airports for Qantas today and increasingly so into the future. This investment is vital to the ongoing growth of aviation in Queensland which helps drive tourism and boost the economy,” Mr Joyce said.See the Qantas Group Strategy herelast_img read more

10 months agoSolskjaer: Man Utd players must embrace Old Trafford expectations

first_imgAbout the authorPaul VegasShare the loveHave your say Solskjaer: Man Utd players must embrace Old Trafford expectationsby Paul Vegas10 months agoSend to a friendShare the loveManchester United caretaker boss Ole Gunnar Solskjaer says home players should always embrace the expectations of the Old Trafford crowd.Solskjaer – who was at the Reds for 11 years as a player – accepted Old Trafford can be an intimidating arena, but believes the team should be able to cope.“That comes when you sign for Man United,” he said. “You know you’re going to play in front of the best fans in the world. Confidence is not something you store in the fridge and pick out.“You earn it by your performances, by your training, how you feel. Hopefully this gave them a boost, so I’m happy and looking forward to Boxing Day.“You can never set the bar too high. They’re setting the standard. The players who play for this club have high ­standards to live up to.” last_img read more

Thomson Reuters commits US100 million for enlarged tech hub at Duncan House

first_imgTORONTO – Thomson Reuters (TSX:TRI) will spend about US$100 million to house its new technology hub at a Toronto complex that’s being built for occupation in 2021.The multinational information services company has agreed to lease all of the office space at the new Duncan House to be built at 19 Duncan Street.The multi-use complex will be able to house up to 1,500 employees for the Thomson Reuters technology hub, which was announced last year.Thomson Reuters said a year ago that it would move some corporate functions to Toronto and tap into the city’s burgeoning technology expertise.It currently expects to have hired up to 200 people this year and another 200 by the end of 2018, to be housed at the centre’s temporary Toronto site.The US$100-million commitment announced Wednesday includes both capital investments and a 12-year lease starting when occupancy begins.Allied Properties REIT (TSX:AP.UN) and Westbank have begun construction of a new building that will integrate a heritage structure.Besides about 146,000 square feet of office space, to be leased by Thomson Reuters, the complex will have retail space and 462 rental residential units.last_img read more

Stocks recover their poise as Italy concerns abate

first_imgLONDON – Stock markets recovered their poise Wednesday amid hopes for a resolution in Italy’s political turmoil that may put a halt to talk of another election this year.KEEPING SCORE: In Europe, Germany’s DAX climbed 0.6 per cent to 12,748 while the FTSE 100 index of leading British shares rose 0.3 per cent to 7,654. Italy’s FTSE MIB was the region’s standout, jumping 2 per cent to 21,180. The CAC 40 in France though, underperformed, trading 0.4 per cent lower at 5,415. U.S. stocks were poised for a solid open, with Dow futures and the broader S&P 500 futures up 0.5 per cent.ITALIAN UNCERTAINTY: The main focus in financial markets this week has been Italy with fears growing that a political impasse could lead to another general election that could in effect become a referendum on the pros and cons of the country’s use of the euro currency. However, on Wednesday, hopes were raised that an election could be avoided after Italy’s premier-designate, Carlo Cottarelli, said “new possibilities” had emerged to form a government based on the outcome of the March 4 vote, and that he wanted to give the option time to mature given the negative market reaction to the prospect of new elections. Efforts to create a so-called “political” government failed over the weekend after President Sergio Mattarella vetoed an economy minister proposed by the 5-Star Movement and League, the two big vote-getters in March which had come together to form a populist alliance.ANALYST TAKE: “If a government can be formed that receives the stamp of approval from Mattarella and is therefore seen as not posing a threat to Italy’s place in the eurozone, then this will come as a relief to markets in the near-term,” said Craig Erlam, senior market analyst at OANDA.CURRENCIES: With hopes raised that another Italian election will be avoided the euro rallied from near-year lows against the dollar, trading 0.9 per cent higher at $1.1639. The dollar, meanwhile, rose 0.1 per cent to 108.90 yen.CHINA TRADE: A U.S. business group said American companies in China are uneasy about Washington’s threat of export and investment controls in a trade dispute with Beijing but see them as a possible way to achieve fairer operating conditions. Commerce Secretary Wilbur Ross was due in Beijing on Saturday after the White House renewed its threat of 25 per cent tariffs on $50 billion of Chinese goods. Washington proposed curbs on Chinese investment and purchases of high-tech goods.ASIA’S DAY: Japan’s Nikkei 225 stock index dropped 1.5 per cent to 22,018.52. South Korea’s Kospi dropped 2.0 per cent to 2,409.03. The Hang Seng in Hong Kong slipped 1.4 per cent to 30,056.79 and the Shanghai Composite index fell 2.5 per cent to 3,041.44. Australia’s S&P ASX 200 fell 0.5 per cent to 5,984.70. Shares fell in Southeast Asia and Taiwan.ENERGY: U.S. crude oil climbed 43 cents to $67.16 per barrel in electronic trading on the New York Mercantile Exchange while Brent crude, used to price international oils, added 71 cent to $76.20 a barrel in London.last_img read more

Fort St John RCMP launching Safe Place program to support local LGBTQ

first_imgLocal businesses and organizations are able to participate by placing a decal in their window that clearly identifies the premise as a safe haven and ally for members of the LGBTQ community.In January, Prince Rupert became the first community in Canada with an RCMP-led Safe Place program, and other detachments across B.C. have followed suit.Cpl. Francoeur said that to his knowledge, Fort St. John is the first community in Northeast B.C. to launch the program.Any businesses or organizations can sign up to participate in the Safe Place program by calling Cpl. Francoeur at the Fort St. John RCMP detachment at (250) 787-8100, or by emailing [email protected] files from The Vancouver Sun and CBC News. FORT ST. JOHN, B.C. – The Fort St. John RCMP is launching a new anti-hate crime program in support of the LGBTQ+ community in the Energetic City.Cpl. Steven Francoeur said that the local RCMP detachment will be starting a Safe Place program in Fort St. John after the program was launched by the Vancouver Police Department ahead of that city’s Pride Festival two years ago.Cpl. Francoeur explained that the Safe Place program offers anyone who feels they are in an unsafe environment a place where they will be welcomed and are able to call the police and wait for officers to arrive.last_img read more

The Passing of a Local Unsung Hero

first_imgKyle shares, with the number of miles (PSA), dogs put on, they sometimes do not retire well yet Barter retired very well enjoying his remaining years living with the family.“His favourite thing was just to hang out with all of us, stealing my wife’s foot massage ball while she was using it, which became his favourite toy which he took everywhere,” said Kyle. Kyle recounts, no matter the time of day, how much the team had worked already, or extreme weather in the North, Barter would meet him at the gate ready to go.Kyle’s proudest moment working with Barter was a call to assist in locating a suspect who had ran into the bush, The key to this story was the incident took place 6 hours driving time away. Shortly after arriving on scene Barter located the track of the suspect and half-hour later the suspect was in custody.“I was always so proud to tell people that this was Barter’s longest headstart,” said Kyle.Barter and Kyle worked the Peace Region until April of 2017 with Barter retiring at 8 years of age. Barter, named in honour of retired Cpl Terry Barter would pass all of his tests in training. In 2010 Kyle and Barter would enter training in Innisfail, AB. Upon graduation, the team returned to their detachment in Rocky Mountain House, AB. Kyle shares, there was an immediate success in the work they did together there.The team would arrive in Fort St. John, April of 2011 to work the Peace Region. “We rode together for thousands of km and ran hundreds with Barter leading the way,” said Kyle.“Barter saved my life on many occasions as well as protected the members and I on high-risk calls,” said Kyle.Over the years Barter was instrumental in capturing perpetrators yet he also participated with North Peace SAR and was integral in helping to find individuals that were lost in the bush or were having a hard time and needed help. After Barter’s retirement, Kyle went back to Innisfail for a few months and retrained with a new PSA dog, Hawkes who he currently still works with. FORT ST. JOHN, B.C. – The community recently lost an important member, who spent his life serving and protecting FSJ.Police Service Dog (PSA) Barter was laid to rest last week, he was a valued member of the Fort St. John detachment and a loyal partner and companion to his handler Cpl. Brady Kyle.Kyle and Barter would become a team in May of 2009 when Barter was 7 weeks old. When leaving the kennels with Barter, Kyle was told ‘he’s a sure shot so don’t screw him up.’ As shared on the Rivers Animal FB Page post, ‘he was still a working dog at heart and remained steadfast in his loyalty and service to those he loved. He will be missed by those that knew him. He truly was . . . One of Canada’s finest.’last_img read more